Tyler Cowan has it figured out (mostly): Who Will Prosper in the New World.
Good points, but... as the multitude of sages have said, money isn't everything.
Definitely do not text and drive (link to Werner Herzog documentary).
Hospital bills are not helpful. Unless you're the hospital.
Enrich your mind, enrich the world: Lilivia Soto in Ragazine.
Enrich your mind with Proust et el Alain de Botton in Big Think.